Business Partner Survey

Allpoint ATM Network

Allpoint is America's largest surcharge-free ATM network. With over 32,000 ATMs, Allpoint is your single source for surcharge-free access coast to coast. Designed for all financial institutions seeking greater access, Allpoint provides your members with unmatched convenience and savings, and your institution with the tools to level the playing field as you compete with larger banks for members.
Allpoint's network is comprised of ATMs operated by two of the nation's largest ATM operators, Cardtronics and NetBank Payment Systems. Our ATMs are conveniently located in major national and regional retail locations across the country.

Services and Benefits Include:

• Unlimited member access to 32,000 surcharge-free ATMs.
• Fixed and predictable cost structure.
• Does not require a new investment in technology, card re-issuance, or your ATMs to participate.
• The card in your member's wallet today will work at Allpoint ATMs tomorrow. Simply instruct your customers to look for Allpoint at our national and regional merchant partners to receive immediate surcharge-free access.
• Less than the cost of buying and maintaining one new ATM.
• Provides your members will immediate savings whether near home or on the road.

• Find ATMs at merchant partner locations such as all Target stores plus regionally at Giant, Acme, Safeway, Circle K, Exxon/Mobil, Hess and Sunoco convenience stores, to name a few.

Allpoint ATM Network

7315 Wisconsin Avenue, Suite 750
Bethesda, MD 20814
Ben Psillas, president
301-492-2100
fax (301) 492-2101
bpsillas@allpointnetwork.com
www.allpointnetwork.com

AmeriVault
AmeriVault emerged and pioneered disk-to-disk online data backup in 1998. Today, AmeriVault maintains a leadership role in managed data protection and recovery solutions including automated online backup, real-time replication, compliant email archiving and recovery services that tailor to any recovery point or time objective.
 

AmeriVault services organizations both public and private from industries including technology corporations, financial services & banking, insurance, health care, law firms, manufacturing, educational institutions, payroll providers and transportation.
 

AmeriVault's focus is to eliminate a previously tedious and failure-prone process and replace it with an automated solution that ensures disciplined offsite protection, reliable and rapid recovery, unquestionable security and exceptional customer service.
 

AmeriVault

Jeff Meissner
10005 Old Columbia Rd., Suite M-150
Columbia, MD 21046
410-381-5110
800-774-0235
databackup@amerivault.com
www.amerivault.com
 

CenterOne Financial Services

CenterOne Financial Service's vehicle remarketing is the driving force in the automotive finance industry, setting the standard for all vehicle remarketers.  CenterOne's commitment is very straightforward:

Maximize vehicle sales price, reduce sales expense and offer a quick turnaround on inventory.

CenterOne offers an enhanced suite of services that includes: customized portfolio analysis, forecasting and predictive modeling.

The Vehicle Remarketing Management System (VRMS) enables CenterOne to sell vehicles that are grounded at dealerships. VRMS is an automated pricing and inventory management system which supports sales via all sales channels. CenterOne focuses on aggressive alternate sales channels before a vehicle is ever sent to the traditional auction.

Vehicle Remarketing Services

Transportation Logistics

Title Management

Inventory and Auction Management

Development and Management of Sales Channels

Audit and Cash Management Activities

 

Vehicle Remarketing Channels

Direct to Dealer Sales

Internet and Cyberlot Sales

Auctions

Marshalling Yards

CenterOne Financial Services
14101 Southcross Drive West, Suite 150
Burnsville MN 55337
952-736-8714 fax

Representatives:

Michael Heller

(678) 762-7320

Amy Hendrickson

952-736-8814

CO-OP Financial Services
CO-OP Financial Services is the nation's largest credit union owned EFT network and processor. Built on the cooperative spirit and strength of the credit union industry, CO-OP continuously strives to empower its membership with the latest products, knowledge and support. It's this credit union-centric approach to service and technology that helps credit unions compete with banks and acquire new members.
 

With nearly one of every five U.S. credit unions as members, CO-OP Financial Services is the partner you need to:

• Expand your membership's access:

• 25,000 surcharge-free ATMs across North America that are part of the CO-OP Network.

• More than 2,000 shared branch locations.

• Comprehensive PIN- and signature-debit programs.

• Safeguard transactions with a comprehensive set of risk management tools.

• Offer in-demand products, including debit rewards, check imaging and stored value cards.

• Implement the latest EFT technology and Web-based administrative systems.

Advantages of Partnering with CO-OP Financial Services

• Experience "EASE" with CO-OP Financial Services -

• Exclusivity-CO-OP is born from, run by and serves only credit unions.

CO-OP shares a vested interest in its members' success and actively promotes the credit union industry and movement.

• Access-CO-OP offers thousands of surcharge-free ATMs and 2,000 shared branch locations nationwide, in addition to ATM and debit processing services.

• Savings-Members receive patronage distributions and other volume discounts on products and services.

• Empowerment-CO-OP is a full-service payments delivery network with products and services that helps CUs remain responsive to member needs.

CO-OP Financial Services
3500 Porsche Way, Suite 300
Ontario, CA 91764
800-782-9042
fax: 909-941-0979
Ritch Ellis
Manager, National Business Development
Ron.Nannicelli@co-opfs.org
www.co-opfs.org 
 

CU Business Capital, LLC (CUBC)

CU Business Capital, LLC (CUBC) and the Maryland & DC Credit Union Association (MDDCCUA) have formed a strategic alliance to provide a full range of Business Services and Products for MDDCCUA-affiliated credit unions and the businesses around the branches of those credit unions. In conjunction with this agreement, both will conduct various seminars, roundtables and luncheons on topics including:

• Business Loans, Participations, Leases and Syndications

• Business Checking Account Programs and Services

• Remote Check Capture

• On-Line Business E-Banking

• Merchant Services

• Prepaid Credit, Debit, Payroll and Phone Cards

• Business Services Phone Center and Fulfillment

• Strategic Growth Plans to Drive Success and Revenue at each Credit Union Branch

• Training and ongoing support

CUBC will provide a discount to MDDCCUA affiliate credit unions for all CUBC-provided commercial services (excluding three-party providers).

CUBC is a national CUSO focused on helping credit unions offer a full suite of business services including business lending, business deposits, cash management, remote capture, merchant services, business debit and credit cards, training, and consulting. These services are supported with “best-in-class” technology, operational procedures, training, and policies. Its staff is comprised of experienced business lending and cash management professionals, who work with leading industry vendors as strategic partners. CUBC’s approach incorporates existing core systems in making decisions to offer business services. More information is available a www.cubusinesscapital.com

Murray Halperin

CU Business Capital LLC

3700 Lakeside Drive, Suite 470

Miramar, FL 33027

954-704-5400

954-704-5498 Fax

www.cubusinesscapital.com

info@cubusinesscapital.com

Credit Union Mortgage Association (CUMA)

Credit Union Mortgage Association (CUMA) was established in 1978 to provide mortgage services to local area credit unions.  CUMA is exclusively owned by 37 credit unions throughout the VA/MD/DC area and provide complete support in the areas of mortgage loan origination, processing, underwriting, closing, and loan servicing. 

CUMA Services and Benefits Include:

• State-of-the-art web technology allows members to apply for a mortgage on-line.
• Loan decisions in as little as 10 minutes.  
• Widest variety of loan products and programs.
• Correspondent relationships with 5 of the nation’s largest wholesalers.
• Approved partner with Fannie Mae.
• Outstanding products and service to credit unions and their members.
• A well trained staff dedicated to providing the same level of service that members have come to expect from their credit union.

Credit Union Mortgage Association
9693-A Main Street
Fairfax, VA 22031
Scott Toler – stoler@CUMortgage.net
703-425-1204 / Fax 703-425-7286
www.cumortgage.net

CUNA Mutual Group

CUNA Mutual Group is the leading financial services provider to credit unions and their members worldwide, offering insurance, investment, and technological solutions through strategic relationships and modern service channels. Since 1935 CUNA Mutual has been dedicated to the success of credit unions and improving the financial lives of American consumers.

CUNA Mutual Group Services and Benefits Include:

• Credit life and disability
• Bond coverage
• Professional liability
• Pension and deferred compensation plans
• Collateral protection
• Property and casualty
• Accidental death benefit
• Financial management
• Discount brokerage
• Staff training

CUNA Mutual Group

Linda Albrecht
Account Manager
1-800-356-2644 ext. 9657

fax: 1-608-218-2336
Cell: 443-604-5617
linda.albrecht@cunamutual.com

Ray Francis
Sales Executive
1-800-356-2644 ext. 5859
Fax 608-236-8502

ray.francis@cunamutual.com

Dan E. Rhodes
Sales Executive
dan.rhodes@cunamutual.com
1-800-356-2644 ext. 5823
FAX 608.218.2212

Paul Butler
SVP – Corporate Services
800-356-2644 ext. 9654
paul.butler@cunamutual.com

For more information see MDDCCUA's CUNA Mutual web page

Click this link to view Deluxe Products and Services

Deluxe Financial Services
Founded in 1915, Deluxe Financial Services is a leading supplier of paper-based and electronic payment services to financial institutions. Deluxe is a leading provider of payment protection services and provides other related services to credit unions.

Deluxe Financial Services Include:

• Dedicated support
• Expanded product line
• Competitive value based pricing
• Fraud prevention
• Wide selection of checks
• Check designs exclusively for credit unions
• Convenient ordering options
• Rebates and special promotions
• Verification of account openings
• Undeliverable orders returned to us not the credit union
• Team concept that knows credit unions
• Tamper resistant packaging
• Internet check ordering solution

Benefits:

• Membership satisfaction line aids in individual order fulfillment
• Easy to use brochures and statement stuffers to aid in marketing
• Accuracy your members can count on
• Fast, efficient delivery
• Member satisfaction line
• No maintenance from credit union
• Automated ordering system
• Tamper resistant packaging
• Members can order through internet 24 hours a day, 7 days a week
• Saves credit union time and reduces cost with handling orders
• Reorder link from your web page
• Maximize revenue to credit union
• Rebate offers for membership
• Accurate electronic transaction processing

See what Deluxe has done to fight fraud and I.D. Theft!

Deluxe Financial Services
Drew Wilson
4561 Doncaster Drive
Ellicott City, MD 21043
800-933-2211, extension 9412
Fax: 410-203-9857
drew.wilson@deluxe.com

Enterprise Car Rental

Enterprise Car Rental, MDDCCUA’s newest business partner, has arranged for MDDCCUA affiliates to offer car rental discounts to their members through a special program designed for credit unions.

Unlike individual agreements with Enterprise, the partnership allows credit union members and staffs to receive substantial discounts off vehicle rentals under all conditions (not in conjunction with other discounts).  Credit union members can apply the discount code through their credit union’s web link or to Enterprise directly.

Follow the procedures below to attach this great service directly to your website and give your members the added value they deserve:

·         Select your art from the Enterprise Rent-A-Car logos

·         Upload the logo to your web site

·         Hyperlink to Enterprise

Members who choose to go directly to the Enterprise web site should enter Customer Number 18B7215 and Discount Code MDD.

For more information contact

Dawn Johnson

410-290-6858 ext. 126

or

Ron Windsor

Enterprise Group Corporate Account Manager

410-412-4620

FedComp Inc.

FedComp Inc., provider of core data processing software and systems to more than 1,200 Credit Unions, revolutionized the credit union industry by introducing its powerful and easy-to-use system, becoming the largest data processor and provider of credit union accounting systems nationwide.  FedComp continues to innovate and provide sophisticated technology to credit unions that are cost effective.  Their reputation is based on providing a superior product and service with scalable and easy to deploy and use solutions.  Committed to credit unions and the credit union movement, FedComp continues to enhance its technology and services as the industry leader. 

Fidelity Information Services (FIS)

John M. Floyd & Associates
This business partners offers credit unions a unique service to its members. In today’s market, NSF checks are becoming one of the largest areas of concern for financial institutions. John M. Floyd now offers a solution called Overdraft Privilege Program (ODP). ODP is a service that your members will like because it protects your members from NSF check charges while increasing the credit union’s fee income. For addition information, visit www.overdraftprivilege.org.
Final Rule 707, available for download.
John M. Floyd & Associates
Greg Stumler
(877) 817-7652 - office
(410) 916-2343 - cell
greg.stumler@JMFA.com

Member Options Mortgage Services, LLC

Member Options is a credit union owned Credit Union Service Organization (CUSO) that helps over 125 credit unions in the Maryland, D.C. and Virginia area meet their memberships’ mortgage financing needs.

We’re proud to be the only mortgage service provider endorsed by both the Maryland and District of Columbia Credit Union Association and the Virginia Credit Union League.

We provide our credit union partners:

Customized, turn-key, income generating, mortgage programs to meet your internal mortgage origination and funding needs;

 

An experienced, knowledgeable mortgage team dedicated to your credit union needs that will ensure your members obtain low-cost mortgage financing in their best interest;

 

A variety of delivery channels, including face-to-face appointments, telephone and state-of-the-art online services;

 

An educational mortgage Web site with online instant approval capabilities with optional customization to match your existing Web site;

 

Free, comprehensive marketing campaigns, staff training, and member educational material and seminars.

As an approved Freddie Mac and other top national investors’ partner, high service scores from our member clients, endorsement from State credit union associations, along with our comprehensive services, Member Options stands apart from the crowd.

Find out more today.

Member Options, LLC.                                                                                       

1936 Arlington Boulevard

Charlottesville, VA 22903

Margaret Fisk

(888) 578-4747

www.memberoptions.com

With branches in Landover, Maryland, Arlington, Richmond, Charlottesville, and Virginia Beach, Virginia.

Mid-Atlantic Corporate FCU
Mid-Atlantic Corporate FCU is a federally chartered corporate credit union which offers a vast array of affordable financial services to its 1,100 member/owner credit unions.

Services offered include:

• ACH origination, returns & NOC's
• ACH/Direct deposit payments
• American Express settlement
• ATM settlement
• Automated Clearing House (ACH)
• Automated debit transfer
• Central Liquidity Facility Loans
• Certificate secured loan
• Checking deposit program
• Corporate share drafts
• CUNA Mutual link settlement
• CUPRO — ALM software
• Daily dividend share account
• Electronic bill payment processing service
• Federal wire transfers
• Fixed Callable Certificates
• Fixed dollar term loans
• Fixed rate certificates
• Fixed rate intermediate term loans
• Floating rate asset program
• Member share drafts
• Member share draft processing
• Money orders
• Overdraft loans
• Overnight investment account
• Preferred plan drafts
• Revolving credit loan
• Securities safekeeping
• Secured term loans
• Step up certificates
• Term share certificates
• Travelers Checks
• Treasury tax & loan
• Variable rate certificates
• Variable rate intermediate term loans
• Visa letter of credit
• VISA or MasterCard Payments
• Western Union

Mid-Atlantic Corporate FCU
1201 Fulling Mill Road
Middletown, Pennsylvania 17057
Joe Reiner – jreiner@midatlanticcorp.org
800-638-0315 / Fax 717-985-3435
www.midatlanticcorp.org

Motor Vehicle Certification Program (MVCP)
MVCP helps credit unions increase their auto loan portfolio and improve their equity position on new and used vehicles. In addition, MVCP lowers your risk and improves your equity position due to their pre-negotiated profit margins. All rebates and incentives are passed on to your members. Advertising is a snap because all lobby signs, inserts, and articles are provided free of charge.  

Motor Vehicle Certification Program
Don Radke
2030 Aliceeanna Street
Baltimore, Maryland 21231-3015
800.345.0990  /  410-522-5000
dradke@mvcp.com

PWCampbell

PWCampbell provides a comprehensive array of services - no matter where you are in the building process. PWCampbell has extensive experience in traditional design/build services, as well as supportive ancillary services to meet your every need:

• Permitting and Zoning
• Site Investigation and Evaluation
• Drive-Up Capabilities
• Additions and Renovations
• Technology Integration
• Retail Merchandising and Branding
• Space Planning
• Environmental/Greenspace Issues
• Retrofitting and Prototyping
• Architecture and Engineering
• Utilization of Local Contractors
• Construction Management
• Post Construction Service
• Facility Planning
• Regulatory/Community Charter Approvals
• Market/Demographic Research
• Site Review and Selection
• Groundbreaking Ceremonies
• Marketing/Grand Openings
• Existing Facility Review and Audits

PWCampbell provides discounts to MDDCCUA affiliates in Phase 1 design plans.

For more information contact:

PWCampbell

Planning/Design and Build/Construction/Management

109 Zeta Drive
Pittsburgh, PA  15238

1-800-253-7430
 

www.pwcampbell.com

R.A. Rogers, Inc.
Founded in 1979, R.A. Rogers, Inc. has provided credit and collection services to credit unions for over 20 years. Currently, they provide collections and recoveries expertise to over 350 credit unions of all sizes. R.A.Rogers' policy of reworking accounts helps to improve recoveries and return more money to credit unions.

Services Include:

• Over 20 years experience
• Represent over 350 credit unions
• Collection of delinquent accounts
• Recoveries
• Skip tracing
• Legal action
• Repossession
• Licensed, Bonded and Insured
• Pre-collect services
• Customer support

• Improved collectionedit union
• Reduce losses
• Return more dollars to credit union
• Improved bottom line

R.A. Rogers, Inc.
P.O. Box 3302
Crofton, Maryland 21114
Ron Rogers – rrogers@rarogersinc.com
Tracy McDavid – tmcdavid@rarogersinc.com
301-858-1200 / Fax  301-858-1852
www.rarogersinc.com

Source4
Source4, Inc. provides a broad range of print and marketing products and services to fulfill client operational and marketing needs. The company's fulfillment and distribution capabilities and ability to provide a wide range of technology solutions allows for the delivery of complete custom solutions for all business needs.
The wide scope of product and service solutions available from Source4 allows customers to partner with one source to address a variety of business communication-related needs.

• Document Print Management

• Statement Processing/E-Presentment

• Print Marketing Communication

• Office and Business Products

• Technology Solutions

• E-Business Solutions

• Fulfillment & Distribution

Source4
4721 Starkey Rd. S.W.
Roanoke,VA 24018
Kevin Gannon
President-Southeast Region
kevin.gannon@source4.com
1-800-676-6848 Ext116
www.source4.com

TransUnion, LLC
Trans Union, LLC is the leading consumer credit information company in the world, maintaining one of the largest databases of consumer information.

Services Include:

• Credit reports
• Risk management services
• Account monitoring tools
• Search and skip tracing products
• EMPIRICA: a credit risk model
• HORIZON: a bankruptcy risk model
• USA Patriot Act Solutions

• Obtain up to date consumer information
• Locate members whose whereabouts are unknown
• Services to help reduce losses
• Determine how members are performing with other lenders

Trans Union, LLC

890 Airport Park Road, Suite 100
Glen Burnie, Maryland 21061
Lauren Bowers, lbowers@tusales.com

(804) 354-9061      Fax (804) 354-9069

http://www.transunion.com

Visions, Ink.

Headquartered in Clinton, Maryland, Visions Ink. has provided marketing services to the credit union community for over 25 years.  From concept to mailing, Visions Ink. can help with all your marketing needs:

• Marketing Plans
• Campaign Development
• Logo and Brand Development
• Focus Group Facilitation
• Graphic Design
• Copywriting
• E-communication Design and Delivery
• Website Development and Support
• Printing and Bindery
• Direct Mail and Customization
• Online Store (www.visionsink.com)

  Visit us online or give us a call:

Visions Ink
6909 Old Alexandria Ferry Road
Clinton, MD 20735

Maggie Fielding – maggie@visionsink.com
Stacey Hunt – stacey@visionsink.com

Phone: (301) 868-9577
Fax: (301) 868-4937
Website: www.visionsink.com

VoteNet Solutions

eBallot by VoteNet Solutions is the global leader in web-based voting software solutions, delivering successful election experiences with maximum security and integrity. eBallot offers industry-specific solutions that empower you to self-manage your votes online.

VoteNet's trusted, best-of-breed voting technology offers top-flight security, a user-centered design, and reliability.

MDDCCUA-affiliated credit unions will received a 20 percent discount on current pricing.

Votenet offers the following services:

• Web-based Voting Platform

• eBallot Election Process

• Accuracy-ensured

• Security and Encryption

• Infrastructure/Hosting

• Tailored Ballots

• Easy-to-use Wizard

• Certifications

• Technology Partners

• White Papers

VoteNet Solutions

1420 K St NW
Suite 200
Washington, DC 20005
Phone:202-737-2277
Fax: 202-737-2283

www.votenet.com

salesconsultant@votenet.com

Theme Park / Discount Offers

2006 Pricing and Order Form

For information please contact:

Ruth Ann White
Maryland & District of Columbia Credit Union Assn.
8975 Guilford Road, Suite 190
Columbia, MD 21046
410-290-6858 / 800-492-4206, extension 112
rawhite@mddccua.org